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FinTech is a portmanteau of the words finance and technology. While the world of finance services centered around banks has always had technology infusion since the institution of banks, the general trend of technology absorption in the financial industry has always lagged. Compared to other industries, this lag in adoption has been due to the…

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Use of APIs across industries

“We have to stop optimizing for programmers and start optimizing for users. — Jeff Atwood Just a decade ago, the term API would have sounded foreign to anyone not directly involved with software development. Application Programming Interface—just the abbreviation is a mouthful. But in 2020, and more in the years to come, this term is…

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Trasnforming digital lending through APIs

Platformable, a consulting firm that helps companies and public bodies generate value through the use of APIs, recently published stats on the status of Open Banking which gives interesting insights especially on regional variations as also the products in favour. Two facts stand out- growth in the European region (29%) was driven by the mandate…

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